Speeding Ticket

Ontario Speeding Ticket Calculator

Caught speeding and curious about the full financial impact? Curious to know if it is worth fighting your speeding ticket in Ontario? Beyond the initial fine, speeding tickets in Ontario can lead to long-term increases in insurance premiums. Our Ontario Speeding Ticket Calculator is here to help.

Enter Your Information in the calculator below


This calculator provides estimates based on general information. Actual fines, demerit points, and insurance premium increases may vary depending on specific circumstances, including but not limited to the location of the offence, individual driving history, and insurance company policies. Always consult with legal and insurance professionals for accurate information relevant to your situation.

How the Ontario Speeding Ticket Calculator Works

Fine Amount:

  1. Less than 20 km/h over: $3 per km/h
  2. 20 to 29 km/h over: $4.50 per km/h
  3. 30 to 49 km/h over: $7 per km/h
  4. 50 km/h or more over: $9.75 per km/h (with potential for license suspension)

Example: If caught speeding 30 km/h over the limit in a 100 km/h zone, the fine would be $210.00.

Demerit Points:

  1. Up to 15 km/h over the limit: 0 points
  2. 16 to 29 km/h over: 3 points
  3. 30 to 49 km/h over: 4 points
  4. 50 km/h or more over: 6 points

Example: Speeding 30 km/h over the limit would result in 4 demerit points.

Insurance Premium Increase:

If you are wondering "Will My Insurance Go Up After One Speeding Ticket?", this is the shorthand answer to this question:

  1. First infraction: Approximately 5-10% increase in rates.
  2. Additional infractions: Rates may increase by 15-25% for each subsequent offense.

Example: A first offence might result in a 7% increase, while a second offence might lead to a 20% increase in premiums.

Your Options

Upon receiving a speeding ticket, you have several options:

  1. Paying the fine (which admits guilt),
  2. Pleading guilty with an explanation in hopes of reducing the fine or receiving more time to pay, or
  3. Contesting the ticket in court to potentially have the charge and/or demerit points dismissed or reduced.

You have 15 days from the offence date to decide your course of action.

Choosing right between the expert services of a paralegal team vs a law firm can make all the difference in cost and outcome. Check out our article on How much is a lawyer for a speeding ticket to learn more.

Do Not Face Stunt Driving Alone. We Can Help You.

At TTAS, we understand the nuances of speeding tickets and the significant repercussions they carry. Leveraging decades of experience and a deep understanding of Ontario's traffic laws, we’re here to guide you through this challenging time. From contesting the initial charges to negotiating more favorable outcomes, our team is committed to protecting your rights, preserving your driving privileges, and minimizing the long-term impacts on your life.

Begin Your Defence Journey With TTAS

  • Step 1: Free, confidential case evaluation to understand your options.
  • Step 2: Personalized defence strategy tailored to your specific case.
  • Step 3: Professional representation in court, aiming for the best possible outcome.

Take Action Now

With TTAS, you’re not alone. If you got a speeding ticket, now is the time to get the experienced legal support you need. Contact us today to start your defence and take the first step towards safeguarding your driving future.


Let Us Help You. Get A Free Review of Your Traffic Ticket.

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